The Spanish subsidiary of the leading French manufacturer of food flavourings and sweets for industrial products is requesting a review of its insurance policies as a result of a major loss not compensated by the insurance company due to an exclusion clause stipulated in the civil liability policy. The specificity of this customer lies in the fact that their product (flavourings) is mixed with their customer's product (e.g. liquor manufacturer, yoghurt manufacturer, etc.) and the product liability guarantee stipulated an exclusion of coverage "for bad smell, colour or taste of the products or food". On the other hand, the activity requires sufficient civil liability capital and full coverage to meet the demands of its customers. After our intervention, the policy taken out with the insurance company has been tailor-made. The multi-risk business insurance entailed a technical complexity given that the company hangs in the Chemical Industries sector. From an actuarial point of view, the rate applied for the pricing of damage insurance is more aggravated, therefore, the premium is higher. The policy has been taken out with an insurer that has been able to understand the company's activity, guaranteeing all the coverage requested by our insurance broker, subscribing sufficient capital and repealing the standard limiting clauses stipulated in the policy. Since then, the CEO of the Spanish subsidiary has taken out a tailor-made life savings insurance policy with an insurance company specialising in the creation of sophisticated products, benefiting from an interest rate above the market average and with tax advantages for the company and the employee. The implementation of pension and social security plans for all the company's employees is currently being planned in accordance with the provisions of the Collective Agreement.