Firm LE GOFF
Recent files with clients
Discover through real cases, what is our approach and results with different clients
French
group
(furniture
and
decorative
retailer)
with
a
presence
throughout
Spain
and
Portugal
turns
to
our
independent
brokerage
for
the
optimization of its insurance program.
The
management
of
the
Iberian
subsidiary
also
decided
to
make
"the
competition
between
brokers
play"
by
appointing
another
insurance
intermediary
from among the three "large" brokerages present in the Spanish market (hereinafter, the brokerage "X").
The
total
amount
of
premiums
paid
by
the
company
for
its
three
insurance
policies
(damage,
civil
liability
and
transport
of
goods)
amounts
to
around
€800,000.
We
quickly
find
ourselves
with
the
following
difficulty:
the
insurers
from
whom
we
request
a
quote
refuse
to
contribute
for
the
benefit
of
brokerage
X
with which they have signed priority internal agreements.
Upon
submission
of
its
final
report,
brokerage
X
offers
the
Iberian
subsidiary
a
single
risk-based
insurance
product
(damage,
liability
and
transport)
for
a
total amount of approximately EUR 820,000.
Without
the
possibility
of
comparing
with
other
proposals,
the
management
of
the
Iberian
subsidiary
asks
the
brokerage
X
to
communicate
to
it
another
insurance
proposal
for
the
damage
policy
whose
premium
proposed
by
X
amounts
to
EUR
680
000.
X
will
communicate
to
the
customer
the
proposal
of
another insurer for an identical amount of EUR 680 000.
In
this
case,
obviously,
our
main
challenge
was
to
find
an
insurer
with
sufficient
solvency
and
capacity
to
manage
a
large
chain
of
stores
and
warehouses
throughout Spain, which can quickly deal with a frequency of claims, and which can provide a good service in Portugal.
After
meticulous
and
persevering
work,
we
managed
to
offer
the
Iberian
subsidiary
a
complete
and
tailor-made
insurance
program
with
a
top-level
insurer, rated A+ (excellent) by AM BEST, making a final savings in premiums of 200,000 EUR per year.
Since
then,
we
have
managed
the
entire
insurance
program
for
Spain
and
Portugal
and
we
are
your
trusted
mediator,
providing
service
in
the
daily
management, as well as in claims. The client fully trusts us as we have been able to provide an honest and effective solution to their requests.
Recent files with
clients
Discover through real cases, what is our
approach and results with different clients
French
group
(furniture
and
decorative
retailer)
with
a
presence
throughout
Spain
and
Portugal
turns
to
our
independent
brokerage
for
the
optimization of its insurance program.
The
management
of
the
Iberian
subsidiary
also
decided
to
make
"the
competition
between
brokers
play"
by
appointing
another
insurance
intermediary
from
among
the
three
"large"
brokerages
present
in
the
Spanish
market
(hereinafter, the brokerage "X").
The
total
amount
of
premiums
paid
by
the
company
for
its
three
insurance
policies
(damage,
civil
liability
and
transport
of
goods)
amounts
to
around €800,000.
We
quickly
find
ourselves
with
the
following
difficulty:
the
insurers
from
whom
we
request
a
quote
refuse
to
contribute
for
the
benefit
of
brokerage
X
with
which
they
have
signed
priority
internal agreements.
Upon
submission
of
its
final
report,
brokerage
X
offers
the
Iberian
subsidiary
a
single
risk-based
insurance
product
(damage,
liability
and
transport)
for
a
total
amount
of
approximately
EUR 820,000.
Without
the
possibility
of
comparing
with
other
proposals,
the
management
of
the
Iberian
subsidiary
asks
the
brokerage
X
to
communicate
to
it
another
insurance
proposal
for
the
damage
policy
whose
premium
proposed
by
X
amounts
to
EUR
680
000.
X
will
communicate
to
the
customer
the
proposal
of
another
insurer
for
an
identical
amount of EUR 680 000.
In
this
case,
obviously,
our
main
challenge
was
to
find
an
insurer
with
sufficient
solvency
and
capacity
to
manage
a
large
chain
of
stores
and
warehouses
throughout
Spain,
which
can
quickly
deal
with
a
frequency
of
claims,
and
which
can
provide a good service in Portugal.
After
meticulous
and
persevering
work,
we
managed
to
offer
the
Iberian
subsidiary
a
complete
and
tailor-made
insurance
program
with
a
top-level
insurer,
rated
A+
(excellent)
by
AM
BEST,
making
a
final
savings
in
premiums
of
200,000 EUR per year.
Since
then,
we
have
managed
the
entire
insurance
program
for
Spain
and
Portugal
and
we
are
your
trusted
mediator,
providing
service
in
the
daily
management,
as
well
as
in
claims.
The
client
fully
trusts
us
as
we
have
been
able
to
provide
an
honest and effective solution to their requests.
